Small businesinsurance and special policies s that should be considered

You are one of the honorable business entrepreneurs that the government is trying so hard to encourage. You work diligently to keep your company running in the black. You are proud about what you and your employees accomplish each week, and at the end of the year. You act responsibly and have a small business insurance policy. You make sure there is no lapse in coverage by paying on time, but do you know if you have a lapse in coverage because you policy does not completely protect your business.

Continue reading “Small businesinsurance and special policies s that should be considered”

Small business insurance and employee business insurance

When hiring new employees, it is important to make sure you get the right person for the job. Your business reputation is your bottom line. Whom you hire represents your company to the public during operating hours and after work. Your choices can cost you your profits and make small business insurance more expensive.

Continue reading “Small business insurance and employee business insurance”

Business insurance and politics

No matter what your view on the reality of climate change or global warming, you cannot deny the present crisis in the farming industry which is facing one of the worst droughts for decades. This is putting sudden pressure on Washington and has implications for all of us. The Common Crop Insurance Policy has been an essential part of the safety net for farmers. Despite the GOP’s strongly asserted resistance to “Big Government” the subsidies and federal insurance program is seen as essential to maintain voter support in the farming states.

Continue reading “Business insurance and politics”

Small business insurance and Data Breach Liability

Business insurance is about protecting your livelihood, your hard work, and your dreams of success. So much of what we do in our businesses is done using technology. Technology allows us to handle payroll, track clients, follow sales progress, schedule production and more. With cloud technology, many small businesses no longer keep in-house systems or systems managers to handle the computing. The data storage is outsourced. Out sourcing allows for greater access via smart phones, tablets, and laptops. The office is virtual, and connected from just about anywhere for greater productivity. Therein lies the problem.

Continue reading “Small business insurance and Data Breach Liability”

Business Insurance for Property Protection

In order to ensure that your company’s physical assets are protected, your small business insurance must address property coverage. Although business property insurance isn’t a mandated requirement for owning a business, it’s still a smart idea to limit your vulnerability by purchasing a policy which addresses this need. It’s not uncommon for a good insurance policy to mean the difference between the life of a business or its untimely demise.

Different Coverage Levels
Continue reading “Business Insurance for Property Protection”

Interruption Protection with Small Business Insurance

If there’s a problem at your physical business location, a certain type of small business insurance called “Business Interruption Insurance” may help protect you against the possibility of lost income. Business interruption insurance can help mitigate losses which are not typically covered by standard property insurance policies. Including this extra coverage can really make a positive impact in the event of the unexpected, and may mean the difference between the life and death of your business.

Continue reading “Interruption Protection with Small Business Insurance”

Tips for Buying Small Business Insurance

Not purchasing small business insurance coverage for your investment could lead to disaster. Yet, with all the options for coverage out there, how do you know you’re making the smart purchase? Business owners have to make sure they’re protected. Here are a few tips which can help you get the right combination of rates plus coverage.

Compare Plans
Continue reading “Tips for Buying Small Business Insurance”

Small Business Insurance Tips

Starting a new business is an exciting time, full of optimism and hope for the future. But, it’s also an extremely busy time– it seems like there are thousands of things to do, one hassle after another. Thinking about small business insurance isn’t fun, but it is necessary. Even though you’re thinking positively and hoping for the best, you need to make sure you’re covered if anything goes wrong. Here are some tips to help you get your small business insured.

Continue reading “Small Business Insurance Tips”

Business insurance costs and cutting back on auto insurance

The economic conditions for business of all sizes is particularly tough, particularly because it’s a real challenge to raise capital. This means the only way of keeping the business on a sound footing is to trim costs. It’s the usual suspects in reducing the number of employees, holding down pay, or getting more productivity for the same pay, finding ways of reaching your customer base on a smaller marketing budget, and so on. One area to investigate is whether you are getting the best value from your fleet of company vehicles and the commercial auto insurance cover. The review starts with who you hire to do the driving. Before you confirm the hire, ask for full disclosure about his or her driving record and/or do a background check.

Continue reading “Business insurance costs and cutting back on auto insurance”